Privacy Policy

Last Updated: 
January 5, 2023 

This Privacy Policy (“Privacy Policy”) sets out how Flourish Advisory Inc. (referred to as “Flourish”, “we”, or “our”) uses and protects any information that you (referred to as “you” or “your”) provide when accessing, browsing, subscribing, or otherwise using Flourish’s website (https://flourishadvisory.com/), and/or subscribing to Flourish’s online membership community COOlab (together referred to as the “Platform”). 

Flourish is committed to ensuring that your privacy is protected. Any personal identifying information (hereinafter referred to as “Personal Information” and defined below) you provide when using the Platform will only be used in accordance with this Privacy Policy. This Privacy Policy describes the type of information Flourish may collect from you or that you may provide when using the Platform, as well as Flourish’s practices for collecting, using, keeping, protecting, and/or disclosing any Personal Information. 

PERSONAL INFORMATION

What Personal Information is Collected? 

When browsing or using the Platform, engaging with or purchasing our Services as described in the Terms and Conditions, subscribing to COOlab, contacting Flourish, or otherwise conducting any other activity on the Platform, you may be asked to enter or disclose various types of Personal Information, which may include, but are not limited to: 

Contact Information: name, e-mail, postal address, telephone number, contact information, or any other similar information. 
Identification and Demographics: date of birth, gender, nationality, ethnicity, interests, lifestyle information, photos, social media credentials, contacts, or referrals.
Transactional: billing address, payment information, and debit/ credit card information. 
Customer Content: photos, videos, reviews, and other information or content you may submit, such as comments on the Platform, other online forums, and social media platforms.
Research and Feedback: reviews, comments, and other feedback that you submit through the Platform, social media platforms, e-mail, over the phone, or by mail. 
Device Information and Identifiers: IP addresses, cookie IDs, browser types and language, operating systems, platform type, and device type.
Connection and Usage: domain names, browsing activity, scrolling and keystroke activity, advertisements, or other content viewed and the duration of viewing, forms, or fields you complete or partially complete, search terms, whether you open an e-mail, quality of the Platform, and interaction with the content, logs, and other similar information. If these events occur while you are offline, they may be logged and uploaded when you next connect.
Geolocation: city, state, and ZIP code associated with your IP address or derived through Wi-Fi. 
Social Media Information: if you interact with Flourish through a third party platform (hereinafter referred to as “Third Party Platform(s)” and defined below) using your social media credentials, then depending on your social media settings, Flourish may have access to your information from that particular social network such as your name, e-mail address, contact information, friend or connection list, photo, age, gender, location, birthday, social networking ID, current city, your comments, and the people and other businesses you follow.
Additional Information: any additional information you provide directly through the Platform or through your participation, support request, social networking, or any other communication.

When is Personal Information Collected? 

Generally, you are not under any statutory or contractual obligation to provide any Personal Information; however, certain Personal Information may be automatically collected in order for you to use the Platform.

Flourish collects information from you when you access or otherwise use the Platform; contact Flourish; fill out an online form; or otherwise enter any information on the Platform or Flourish’s social media platforms which may include, but are not limited to, Slack, Facebook, Instagram, Twitter, TikTok, YouTube, Pinterest, Google, or other third party applications (together the “Third Party Platforms”). 

COOlab operates on the Third Party Platform Slack, so by enrolling you agree that you shall be subject to Slack’s Privacy Policy. 

How Do You Get My Consent?

When you provide any Personal Information through the Platform, verify, or change your contact information and/or transactional details; complete a contact form; or anything of the like, you are automatically consenting to the collection, storage, and use of that Personal Information for your benefit to improve the Platform and Flourish’s offerings. 

If Flourish asks for your Personal Information for any other reason, it will either: (a) ask directly for your express consent; or (b) provide you with an opportunity to say no or otherwise decline by contacting Flourish directly. 

How do I Withdraw My Consent?

You may withdraw your consent for the continued collection, use, or disclosure of your Personal Information at any time by contacting Flourish directly. Flourish reserves the right to retain any previously collected Personal Information for the purposes of resolving any disputes, tracking orders, and/or obtaining and analyzing its aggregated data analytics. 

How is My Personal Information Used?

Flourish may use your Personal Information in any of the following ways:

To provide, maintain, and improve the Platform, COOlab, features, content, and any promotions, available through the Platform.
To enable you to enjoy and easily navigate the Platform. 
To better personalize your experience on the Platform and understand your needs and interests. 
To fulfill requests or respond to your questions and comments.
To provide you with announcements, notifications, advertisements, and other communications.
To quickly process your transactions. 
To investigate and help prevent security issues, abuse, or violations of law. 
To display content you generate, such as videos, photos, audio, and comments on the Platform or on Third Party Platforms.
To comply with all relevant laws, regulations, and ethical business conduct. 

How is My Personal Information Protected? 

Flourish takes the security of your Personal Information very seriously and implements a variety of security measures when you use the Platform, or otherwise provide your Personal Information. Your Personal Information is accessible only to a limited number of persons who have the authority to access it, including but not limited to, contractors or agents that Flourish may employ to perform tasks, fix bugs, and/or monitor the Platform on its behalf.

Does Flourish Collect Information From Minors?

Flourish does not want to, and does not knowingly, collect any data from individuals under the age of eighteen (18). If Flourish learns that it has collected any such data without the supervision of a parent or legal guardian, Flourish will take all reasonable measures to delete such information and will not use it for any purposes. If you become aware of any Personal Information that Flourish has collected from an individual under the age of eighteen (18) without the supervision of a parent or legal guardian, please contact Flourish immediately. 

How Do I Opt-out, Remove, or Modify Any Personal Information I Have Provided?

You can request to have your Personal Information removed by contacting Flourish directly. Please note that Flourish may retain certain relevant information for record keeping purposes, which includes but is not limited to information regarding sales transactions or that is otherwise needed to complete any ongoing and/or pending transactions.

Acceptance of Terms

Through using the Platform, you hereby accept this Privacy Policy and each of the terms and conditions stipulated herein. If you are not in agreement with this Privacy Policy, you should refrain from any further use of the Platform. Your continued use of the Platform, following the posting of any updates or changes to this Privacy Policy, shall indicate your acceptance of such changes. 

Limitation of Liability 

You acknowledge and agree that to the fullest extent allowed by applicable law, under no circumstances will you hold Flourish liable for consequential, indirect, incidental, special, exemplary, punitive, or enhanced damages that are caused or alleged to be caused in connection with your use of the Platform. For clarity, under no circumstances will you hold Flourish liable for any damages caused by or related to the Platform.

Does the Platform Use 'Cookies'? 

Yes. Flourish and its service providers, advertisers, and other third parties use cookies and similar technologies (e.g., HTTP cookies, HTML 5, flash local storage cookies, web beacons, GIFs, embedded scripts, ETags/cache browsers, and software development kits) to recognize you on, off, and across your devices. Cookies are small data files that Flourish, or its service provider, transfers to your computer's hard drive through your web browser (if you allow) and/or your device that enables Flourish or its service provider's systems to recognize your browser or device to capture and remember certain information that will provide Flourish with insights to your online activity. 

There are a few different categories of cookies, including:

Essential: These cookies are necessary to provide you with Services available through the Platform and enable you to use the features available on the Platform. They help authenticate Users and prevent fraudulent use of accounts and Personal Information.
Functional: These cookies are required for the Platform to function efficiently and are thus always enabled. These include cookies that allow you to be remembered as you explore the Platform. These are typically used during the checkout process, as well as during security issues, and when conforming with regulations. 
Performance: These cookies allow Flourish to improve the Platform by tracking your Platform usage. These cookies may improve the speed with which Flourish can process your requests and remember any particular preferences you may have selected in connection with your use of the Platform. 
Social Media & Advertising: These cookies offer the potential to connect you to your social networks and share content and information from the Platform through social media. Advertising cookies collect information to help better tailor advertisements to your interests. These cookies may involve the processing of your personal data. 

Cookies Are Used To:

Recognize your browser and/or device;
Track metrics and understand your Platform preferences based on your previous or current activity;
Save your Platform preferences for future visits; and
Compile aggregate data about traffic and interactions on the Platform in order to offer a better user experience, as well as improved features, and content in the future. Flourish may also use trusted third party service providers that track this information on its behalf.

Flourish and its third party partners and vendors, may also use tracking technologies, such as cookies, pixels, and web beacons to collect and store information about you when you use or interact with the Platform; and/or engage with marketing communications, advertising content and/or third party websites in order to provide you with targeted advertising based on your browsing activities and interests. These third parties automatically receive your IP address or mobile device identifier when you access the Platform or third party websites. They may also use tracking technologies to measure the effectiveness of advertisements or other features; personalize the advertising content; and serve you advertisements that are relevant to your regional location. Flourish may also use information collected using third party cookies and beacons to provide you with advertisements, features, and other content. 

You can opt-out of targeted advertising by visiting the following pages: 

FACEBOOK - https://www.facebook.com/settings/?tab=ads 
GOOGLE - https://www.google.com/settings/ads/anonymous 

Can I Disable Cookies and Still Use the Platform?

Your browser can assist you in managing and setting up your cookie preferences. You can choose to have your computer or device warn you each time a cookie is being sent, or you can choose to turn off all cookies. You can do this through your browser or the settings of each individual device you use. There are also general resources for opting out of interest-based advertising available on the Network Advertising Initiative and the Digital Advertising Alliance’s websites. 

If you choose to disable cookies, you will still be able to access the Platform. However, please note that by disabling cookies, some features on the Platform may be disabled. Disabling cookies may also affect your experience by decreasing the Platform’s efficiency or causing it to not function properly.

If you would like to delete or have your browser refuse cookies, please visit the following help page associated with your browser:

Google Chrome - https://support.google.com/accounts/answer/32050 
Internet Explorer - https://support.microsoft.com/en-us/topic/how-to-delete-cookie-files-in-internet-explorer-bca9446f-d873-78de-77ba-d42645fa52fc 
Firefox - https://support.mozilla.org/en-US/kb/clear-cookies-and-site-data-firefox?redirectslug=delete-cookies-remove-info-websites-stored&redirectlocale=en-US
Safari - https://support.apple.com/guide/safari/manage-cookies-and-website-data-sfri11471/mac

How is My Personal Information Shared and Disclosed? 

Flourish may share and disclose your Personal Information for the following reasons: 

Customer Instructions: You can determine your own policy for sharing and disclosing your Personal Information on the Platform. Flourish does not control how you may choose to share or disclose your Personal Information. Flourish will share and disclose your Personal Information in accordance with your engagement and instructions.  

Compliance With Applicable Law: Flourish may release your Personal Information under certain circumstances where Flourish believes it is appropriate to comply with any law, regulation, or legal process; enforce its policies; and/or protect Flourish or others’ right, property, or safety. Flourish may also be required to disclose your Personal Information if required by law or in response to a valid request by a public authority (e.g., a court or governmental agency).  

To Enforce Our Rights, Prevent Fraud, and for Safety: To protect and defend the rights, property, or safety of Flourish or third parties, including enforcing contracts or policies, or in connection with investigating and preventing fraud or security issues.

Third Party and Other Disclosures of Personal Information: Flourish may share your non-private or Personal Information with Third Party Platforms, companies, advertisers, social networks, service providers, research and management companies, search engines, law enforcement, hosting partners, and any other party who assists in operating the Platform or providing Services to you. If Flourish is involved in a merger, collaboration, or acquisition, your Personal Information may be transferred. However, Flourish will provide you with notice before your Personal Information is transferred and becomes subject to a different privacy policy.

With Consent: Flourish may share Personal Information with others when it has consent to do so. 

Retention of Your Personal Information

Flourish will retain your Personal Information only for as long as is necessary to achieve the purposes set out herein, complying with legal obligations, resolving disputes, completing audits, and/or enforcing its agreements and policies. 

Third Party Links

Occasionally, at its discretion, Flourish may include or offer outside third party advertisements, resources, or other products and services on the Platform (“Third Party Links”). These Third Party Links are governed by separate and independent privacy policies. Therefore, Flourish has no responsibility or liability for the content and activities of these Third Party Links. Nonetheless, Flourish seeks to protect the integrity of the Platform and welcomes feedback about these Third Party Links.

Behavioral Advertising 

As described herein, Flourish may use your Personal Information to provide you with targeted advertisements or marketing communications from other businesses. For more information about how targeted advertising works, please visit the Network Advertising Initiative’s educational page at: 
http://www.networkadvertising.org/understanding-online-advertising/how-does-it-work. 

Communications; SMS, E-mails, and Calls

You consent to receiving communications, including but not limited to, e-mails, text messages, and calls regarding the Platform, updates to the Platform, advertisements and marketing promotions, and any other relevant information. You agree to provide true, accurate, and current Personal Information. Your engagement with the Platform may be shared with others in accordance with our Privacy Policy and Terms.

Wireless and Location-Based Features; Social Media Plug-ins


Data Sharing. You affirmatively consent that Flourish may use and share your video and image viewing data with third-parties until consent is withdrawn. It may track your use for research, analytics, or ad serving purposes. It may share the above information with companies that display ads to you, collect and analyze information, or to social networks.  

Wireless Features. The Platform may offer certain features that are available to you via your wireless device. These features may include the ability to access the Platform, upload content, and receive messages on your wireless device (collectively, “Wireless Features”). Your carrier may prohibit or restrict certain Wireless Features and certain Wireless Features may be incompatible with your carrier or wireless device. In addition, your carrier may charge you for standard messaging, data, and other fees to participate in Wireless Features. We have no responsibility or liability for any fees or charges you incur when using Wireless Features.


Terms of Wireless Features. If you register for any Wireless Features then you agree that, in connection with those Wireless Features, we may send communications to your wireless device regarding us or other parties. If you have registered for Wireless Features, then you agree to notify us of any changes to your wireless contact information (including phone number). 


Location-Based Features. When you use one of Flourish’s location-enabled features, we may collect and process information about your actual location. If you have enabled GPS, geo-location or other location-based features on a device, you acknowledge that your device location may be tracked and may be shared with others.


In addition, where the Platform collects precise information about the location of your device, it may be used to provide requested location services, and it may be used, amongst other uses, to allow tagging or to check-in.


Your browser features should allow for you to disable the location-based features or manage preferences related to them. The location-based services offered in connection with the Platform are for individual use only and should not be used or relied on as an emergency locator system, used while driving or operating vehicles, or used in connection with any hazardous environments requiring fail-safe performance, or any other situation in which the failure or inaccuracy of use of the location-based services could lead directly to death, personal injury, or severe physical or property damage. The location-based services are not suited or intended for family finding purposes, fleet tracking, or any other type of business or enterprise use.


Social Media Plug-Ins. Social media plug-ins of social networks such as Facebook, Twitter, Instagram, and Google (among others) may be integrated on the Platform. If you choose to click on these links, your browser will connect directly to the servers of the relevant social network. The social network directly transmits the content of the plugin to your browser. If you are registered on the relevant social network, the social network receives the information that the web page was used by you. If you are not registered with the social network, there is the possibility that at least your IP address will be submitted to and stored by the social network. If you interact with Flourish through a social media website, plug-in, etc., then you may be enabling Flourish to have ongoing access to certain information from your social network profile (such as your name, social networking id page, e-mail address, photo, gender, location, the people, and websites you follow, etc.).


If you do not want a social network to collect the information described above, or to share it with us and other third parties, review the privacy policy of the relevant social network and/or log out of the relevant social network before you use the Platform. As with other websites, you may be able to delete any existing cookies placed on your computer by the social network via your browser.


INTERNATIONAL TRANSFERS

Flourish is headquartered in the United States; however, Flourish may transfer your Personal Information to service providers and other third parties located outside of your country of residence, including in the United States. This may be necessary for the purposes outlined in this Privacy Policy. Data privacy laws vary from country to country and may not be equivalent to, or as protective as, the laws in your home country. Flourish takes steps to ensure that reasonable safeguards are in place with the aim to ensure an appropriate level of protection for your Personal Information, in accordance with applicable law. By providing Flourish with your Personal Information, you acknowledge and agree to any such transfer, storage, or use.

Some Platform functions can only be provided if Flourish has your Personal Information, therefore the deletion of your Personal Information may result in the termination of such functions. Flourish will take reasonable steps to verify and authenticate your identity. Flourish may require further documentation before granting access to your Personal Information.

STATE SPECIFIC DATA POLICIES

Special Notice for California Residents 

Flourish shall not market or advertise to minors specified products or services that minors are legally prohibited from buying. Flourish shall not market or advertise any products based on the Personal Information provided that is specific to any minor, nor shall it knowingly use, disclose, compile, or allow a third party to do so. Under California’s Privacy Rights for California Minors in the Digital World Act, any minor may request and obtain removal of Personal Information posted on the Platform. 

Your California Privacy Rights

California residents are entitled once a year, free of charge, to request and obtain information regarding Flourish’s disclosure, if any, of certain categories of Personal Information to third parties for their direct marketing purposes in the preceding calendar year. To obtain this information, please contact Flourish directly. 

California Consumer Privacy Act (CCPA) 

California residents have the right to receive certain disclosures regarding the collection, use, and sharing of Personal Information, as well as the right to access, delete, and limit sharing of Personal Information. The CCPA defines “Personal Information” to mean “information that identifies, relates to, describes, is reasonably capable of being associated with, or could reasonably be linked, directly or indirectly, with a particular consumer or household.”

“Do Not Sell My Personal Information” (California Residents only)

California residents may opt-out of the “sale” of their Personal Information. California law broadly defines “sale” in a way that may include allowing third parties to receive certain information such as cookies, IP address and/or browsing behavior to add to a profile about your mobile device, browser, or you. 

Depending on how you use the Platform, Flourish may share the following categories of information for such advertising which may be considered a sale (as defined by California law):

Identification and demographics; device information and identifiers, such as IP address, and unique advertising identifiers and cookies; connection and usage information, such as browsing history; geolocation information, such as city; and inference data.

If you would like to opt-out of the use of your Personal Information for such purposes (to the extent this is considered a sale), you may do so as by contacting Flourish directly. 

Third Parties’ List – Shine the Light (California Residents only)

California residents can also request a list of all the third parties to which Flourish has disclosed certain Personal Information (as defined by California’s Shine the Light law) during the preceding year for those third parties’ direct marketing purposes. You will need to attest to the fact that you are a California resident. Flourish will not accept requests by telephone, e-mail, or facsimile, and Flourish is not responsible for notices that are not labeled or sent properly, or that do not have complete information.

Special Notice for Nevada Residents

Certain Nevada consumers may opt-out of the sale of Covered Information for monetary consideration to a person for that person to license or sell such information. “Covered Information” includes first and last name, address, email address, phone number, Social Security Number, or an identifier that allows a specific person to be contacted either physically or online. 

Virginia Consumer Data Protection Act (Effective January 1, 2023) 

Under the Virginia Consumer Data Protection Act (“VCDPA”), certain businesses must give consumers the ability to access, control, and delete personal data that the business collects about them, or that consumers have otherwise provided. Consumers have the right to obtain a copy of data the consumer has previously provided, in a usable format “to the extent technically feasible.” 

Virginia consumers can opt out of targeted advertising, the sale of their personal data, or profiling those results in the business providing or denying “financial and lending products, housing, insurance, education enrollment, criminal justice, employment opportunities, health care products, or access to basic necessities, such as food and water.” 

Utah Consumer Privacy Act (“UCPA”) (Effective December 31, 2023) 

Utah residents have the right to (a) confirm whether a controller is processing consumer’s Personal Data and to access that data; (b) delete consumer’ Personal Data that the consumer provided to the controller; and (c) obtain a copy of the consumer’s Personal Data that the consumer previously provided to the controller. 

The UCPA defines “Personal Data” as information that is linked or reasonably linkable to an identified or identifiable individual. Data that cannot be linked to a consumer and publicly available information and the processing of personal data for purely personal or household purposes are excluded from the UCPA. Data controllers must provide consumers with reasonable, accessible, and clear privacy notice. Controllers must establish and maintain reasonable administrative, technical, and physical data security practices to protect the confidentiality and integrity of Personal Data and reduce reasonably foreseeable risks of harm to consumers relating to the processing of Personal Data. 

Connecticut Data Privacy Act (“CTDPA”) (Effective July 1, 2023)

Under the CTDPA, Connecticut consumers are provided with (a) the right to access; (b) right to correct; (c) right to delete; (d) right to data portability; and (e) right to opt out of the sharing of any Personal Data.

The CTDPA defines a “Consumer” as a Connecticut resident and excludes persons acting in a commercial or employment context. The “Sale of Personal Data” refers to the exchange of personal data for monetary or other consideration by the controller to a third party. 

Personal data excludes any deidentified data or publicly available information, where publicly available information means information that is lawfully made available through government records or widely distributed media and a controller has a reasonable basis to believe a consumer has lawfully made available to the general public. 

Colorado Privacy Act (“CPA”) (Effective July 1, 2023)

Businesses must provide consumers with clear privacy notices and conduct data protection assessments for any personal data processing that presents a heightened risk of harm to consumers. Consumers are afforded the right to opt out of the processing personal data for targeted advertising or for the sale of personal data and provides a “user-selected universal opt-out mechanism.” 

“Consumers” are defined as residents acting in their individual or household contexts and excludes individuals acting in a commercial or employment capacity, job applicants, and beneficiaries of someone acting in an employment context from its definition of “consumer.” “Personal Data” is defined to mean information that is linked or reasonably linkable to an identified or identifiable individual. The CPA does not extend to deidentified data or publicly available information. 

Changes to this Privacy Policy

Flourish is constantly aiming to improve its Platform. Therefore, this Privacy Policy may be amended from time to time at Flourish’s discretion. Flourish reserves the right to modify or update this Privacy Policy at any time. It is your responsibility to review this Privacy Policy frequently for any updates that may occur. Changes and clarifications will take effect immediately upon their posting to the Platform. If Flourish makes any material changes to this Privacy Policy, Flourish will notify you here. 

If you have any questions regarding this Privacy Policy or if you want to verify, modify, receive, suspend, or delete your Personal Information, you can reach Flourish directly using the contact information below: 

Flourish Advisory Inc. 
Email: hello@flourishadvisory.com

Terms & Conditions

Last Updated: 
January 3, 2022 

Flourish Advisory Inc. (referred to as “Flourish”, “we”, or “our”) offers a range of services such as platform optimization consulting, outsourced or fractional chief operating officer, outsourced administrative support, and strategy coaching to elevate your business (the “Services”), as well as a subscription based online membership community called COOlab to support and share information and resources (“COOlab”).  

These Terms and Conditions (“Terms”) describe the specifications on which you (referred to herein as “you”, “your”, or “User(s)”) may access, browse, registers, or use Flourish’s website (https://flourishadvisory.com/), as well as use and/or subscribe to COOlab (together referred to as the “Platform”). 

By visiting the website; subscribing, registering, using, or accessing our Platform or COOlab; and/or otherwise utilizing our Services; you agree to be bound by these Terms.

Any use of the Platform, as well as all information, tools, and materials available to you, is conditioned upon your acceptance of all the policies and notices stated herein. By using Flourish’s Platform, and/or enrolling in or purchasing any of the Services, you agree to be bound by the following Terms, as well our Privacy Policy and Disclaimer. 

PLEASE READ THESE TERMS CAREFULLY AS THEY CONTAIN VERY IMPORTANT INFORMATION REGARDING YOUR RIGHTS AND OBLIGATIONS, AS WELL AS CONDITIONS, LIMITATIONS, AND EXCLUSIONS THAT MAY BE APPLICABLE. YOU SHOULD ALSO CAREFULLY REVIEW FLOURISH’S PRIVACY POLICY BEFORE USING OUR PLATFORM OR ENROLLING IN ANY OF OUR SERVICES.

YOU MAY NOT USE OUR PLATFORM IF YOU (A) DO NOT AGREE TO THESE TERMS; OR (B) ARE PROHIBITED FROM ACCESSING OR USING OUR PLATFORM OR ANY SERVICES BY APPLICABLE LAW. BY USING OUR PLATFORM AND/OR ENROLLING IN ANY SERVICES, YOU AGREE TO BE BOUND BY THESE TERMS. IF YOU DO NOT AGREE TO ALL OF THE TERMS HEREIN, THEN YOU MAY NOT USE OUR PLATFORM.

Any new features or tools which are later added to our Platform shall also be subject to these Terms outlined herein. You can review the most current version of the Terms at any time on this page. Flourish reserves the right to update, change, or replace any part of these Terms at any time by posting updates and/or changes at its sole discretion. It is your responsibility to check this page periodically for changes. Your continued use of, or access to our Platform following the posting of any changes to these Terms constitutes acceptance of those changes. Flourish may send you service updates, messages, and other information from time to time to keep you informed.

Flourish Advisory Services and COOlab

Services. In order to enroll in Flourish’s Services, you will have an initial consultation call with Flourish’s Chief Executive Officer (CEO), Stephanie Koch. Based on your business’ needs, Flourish will determine the type and term of the Services which can range from a monthly retainer, hourly, or per appointment.  

COOlab. In order to access COOlab, you can register on the Platform by clicking a link to sign up by providing your first and last name and e-mail address (“Personal Information”). You will receive a payment link via email, and upon providing payment, you will receive a workflow invitation to access COOlab via Slack and will be added to COOlab’s email list. COOlab may include an interactive online forum, private messaging capabilities, group meetings, events, a social network, and/or a professional network. You will also have the opportunity to join COOlab’s Slack channel. 

2. Enrollment in COOlab

When you enroll in Flourish’s Services and/or COOlab, you represent and warrant that (a) the information that you have provided Flourish will be true, accurate, current, and complete; and (b) you will keep your e-mail address up to date. Flourish is not responsible for any errors made by you when entering your Personal Information. 

You shall be responsible for (a) all activities that transpire while using COOlab; (b) any act that would be deemed a violation of these Terms; (c) any content you contribute to COOlab. 

You represent and warrant that you are using the Platform for your own personal use only, and not for resale, export, publication, re-use, or any other unauthorized use. It shall be your responsibility to notify Flourish if you notice any unauthorized access or use of your Personal Information, or any other breach of security. Flourish shall not be held liable for any losses and/or damages arising from any failure to comply with this clause.

3. Prices and Payments

All prices for our Services will be displayed on our Platform or provided directly to you. If enrolling in COOlab, you will be automatically invoiced on a monthly basis. All payments are made electronically, and you will be required to comply with any payment platform's terms and conditions (“Payment Method”). Users may also be subject to additional charges, which may include, but are not limited to currency fees, exchange fees, VAT, or local taxes. 

Unless otherwise stated in your contract, you agree that you will pay for all Services purchased regardless of any early termination, and that all payments rendered are non-refundable. You agree that Flourish may charge your Payment Method for any additional amounts that may be accrued.

Promotion and Incentives. There may be promotions, discounts, or sales on the Platform such as advanced payment or referral incentives (“Promotion(s)”). These Promotions may affect the prices and may be governed by terms and conditions separate from these Terms. If there is a conflict between the terms and conditions for a promotion and these Terms, the terms and conditions specific to that promotion will govern that specific circumstance. Flourish is not obligated to offer Promotions of any kind or provide rewards or incentives in any specific manner. We reserve the right, at any time and based on our discretion, to rescind or revoke Promotions, or deny specific Users specific Promotions. Further, Flourish reserves the right to modify, change, suspend, or discontinue any Promotion at any time at its sole discretion.

4. Termination and Refunds

Early Termination of any Service. Prior to terminating any Service, you understand and agree that you must provide advanced written notice as follows in order to cancel: 

Monthly Retainer: you must provide advanced written notice thirty (30) days prior to the payment. 
Hourly Sessions: any session must be canceled within twenty-four (24) hours of the scheduled session. 
Appointment-Based: any appointment must be canceled within twenty-four (24) hours of the appointment. 

Early Termination of COOlab. You may send a written request to terminate your subscription to COOlab any time before the next monthly billing cycle. Any payments rendered for the month you cancel shall not be refunded. 

No Refunds. Flourish generally does not offer refunds of any payments rendered. Flourish aims to respectfully respond to all questions, comments, and concerns regarding User satisfaction and any related or resulting disputes. If you are unhappy with the Services or your COOlab subscription, please contact Flourish via email at: hello@flourishadvisory.com.  

5. General Conditions of Use 
 
By agreeing to these Terms, or by using the Platform or our Services, you represent that you are at least eighteen (18) years of age or older. Minors may use this Platform or our Services under the supervision of their parents or legal guardians who agree to be bound by these Terms on their behalf. If you are a parent or legal guardian agreeing to these Terms on behalf of a minor, then you are fully responsible for their use of the Platform, including all liabilities. 

You may not use our Services for any illegal or unauthorized purpose, nor may you, in using our Services, violate any laws, rules, or regulations in your jurisdiction (including, but not limited to, copyright laws). A breach or violation of any of the Terms may result in an immediate termination of the Services.

6. Community Guidelines

Community Guidelines. Flourish and COOlab was developed to be a supportive, respectful, enjoyable, positive, and helpful environment where founders, entrepreneurs, and businesses could come together as a collaborative community in an encouraging and empowering space. Users agree that by engaging with Flourish and in the COOlab community, they must respect themselves and others, demonstrate integrity, abide by laws and principles of fairness, and embody kindness and civility. 
You acknowledge, understand, and agree that all information, text, data, photographs, messages, tags, or any other content, whether it is publicly or privately posted to and/or transmitted through the Platform or on COOlab, is your expressed sole responsibility. You agree not to make use of the Platform or COOlab for the purpose of any harmful or deceitful conduct, including, but not limited to, the following:
(a) any use of the Platform and/or Services that may be deemed libelous or maliciously false, unlawful, threatening, abusive, harassing, defamatory, deceptive, fraudulent, invasive of another's privacy, tortious, obscene, vulgar, pornographic, offensive, profane, promoting bigotry, discrimination, or violence, or is otherwise inappropriate as determined by Flourish;
 
(b) makes light of traumatic human experiences whether past or present; 
 
(c) causing harm to minors in any manner whatsoever;
 
(d) impersonating any individual or entity, or otherwise misrepresenting any affiliation with an individual or entity; and/or
 
(e) is argumentative in nature, uses an aggressive or bullying tone, is sarcastic or demeaning of another professional, includes profanity or vulgarity, or is focused on any divisive political rhetoric.

Termination by Flourish. You agree that Flourish may, without prior notice, immediately suspend, terminate, discontinue and/or limit your use of the Services or COOlab, for any reason, including but not limited to:
any breach or violation of these Terms or any other incorporated agreement, regulation, or guideline; 

infringing on any copyright, moral, database, trade secret, trademark, design right, right in passing off, or other intellectual property right; infringe any right of confidence, right of privacy or right under data protection legislation;


providing any Personal Information that is untrue, false, inaccurate, or misleading;

interfering with, disrupting or damaging the Services given to any User in any manner, including, without limitation i) submitting a virus to the Platform and/or COOlab or attempting to overload, “flood,” “spam,” “mail bomb” or “crash” and part of the Platform; ii) scanning or monitoring the Platform for data gathering purposes in an effort to track sales, usage, aggregate offering information, pricing information or similar data; iii) scanning or testing the security or configuration of the Platform to breach security or authentication measures; or iv) accessing data not intended for you, such as logging into an account which you are not authorized to access;


providing any information that contains any instructions, advice or other information which may be acted upon and could, if acted upon, cause illness, injury or death, or any other loss or damage; 


using the Platform in any way that is unlawful, illegal, fraudulent, or harmful, or in connection with any unlawful, illegal, fraudulent, or harmful purpose or activity; 


conducting any systematic or automated data collection activities (including without limitation scraping, data mining, data extraction and data harvesting) on or in relation to our Platform without our written consent;

by way of request from law enforcement or any other governmental agencies;

the discontinuance, alteration, or material modification to the Services, or any part thereof; or

the non-payment of any associated fees that may be owed by you. 

Furthermore, you agree that all terminations, suspensions, discontinuances, and or limitations of your access to the Platform or Services shall be made in Flourish’s sole discretion and that it shall not be liable to you or any other third-party regarding access to the Platform and/or any of the Services.

Flourish reserves the right to refuse Services to anyone, for any reason, at any time in its sole discretion. Flourish reserves the right, but does not have the obligation, to pre-screen, refuse and/or delete any content currently available through the Platform. In addition, Flourish reserves the right to remove and/or delete any such content that would violate these Terms, or which would otherwise be considered offensive.  

7. Communications

You consent to receiving communications from Flourish, including but not limited to, e-mails, text messages, and/or calls regarding the Services, updates to the Platform and COOlab, marketing, advertisements, and any other relevant information. Your engagement with any forums and the Services may be shared with others in accordance with the Privacy Policy and these Terms. 

Flourish reserves the right, but has no obligation, to modify, update, or discontinue the Services, or any content available on the Platform or COOlab (or any part thereof), without notice at any time. Flourish shall not be liable to you or any third-party for any modification, price change, suspension, or discontinuance of the Services. Flourish shall not be held responsible if information made available on the Platform is not accurate, complete, or current. For clarity, you are relying on any information found on the Platform, COOlab, and in connection with the Services at your own risk. 

8. Intellectual Property & Deliverables

Deliverables. Users that enter into a contract with Flourish shall own all right, title, and interest in any deliverables created in connection with the Services. 
Intellectual Property. Flourish owns, solely and exclusively, all right, title, and interest in and to all “Intellectual Property” which is defined as: 
the Platform and COOlab, including all logos, trademarks, software code, data, the look, feel, design and organization of the Platform, and the compilation of the content, code, and materials on the Platform, including any proprietary rights; 

the Services, including platform optimization consulting, outsourced or factional chief operating officer, administrative support, strategy coaching, discussions, and/or concepts uniquely created by Flourish; 

Flourish’s and COOlab’s business model, User lists, methodologies, pricing, and any other relevant information. 

Flourish reserves all rights in and to the Intellectual Property not granted expressly in these Terms. 

You acknowledge and agree that you will not sell, copy, reproduce, republish, disassemble, translate, distribute, transmit, broadcast, reverse engineer, publicly perform or create any plagiaristic works which are based on Flourish’s Intellectual Property, in whole or in part for any personal or commercial use.

For clarity, Flourish has granted you a personal, non-transferable, non-exclusive right and license to make use of its Intellectual Property as part of the Services as long as you do not make an attempt to sublicense, sell, assign, and/or otherwise transfer any such right.


Your Content. If you post, upload, or make available any, information, data, text, files, communications, videos, photographs, or other materials regarding the Platform, COOlab, or the Services on the Platform, on COOlab, a personal blog, article, or social media platform (your “Content”), you hereby grant Flourish a perpetual, non-exclusive, irrevocable, royalty-free, sub-licensable, transferable (in whole or part), worldwide license to use, reproduce, transmit, display, exhibit, distribute, index, comment on, modify, create derivative works based upon, your Content. This may include your name, image, voice, likeness, or other non-confidential information. You agree that Flourish may do so without seeking advance permission or providing additional compensation; however, you may reach out to Flourish at any time if you would like any Content to be removed if possible. 

9. Confidentiality

You ensure that you shall treat any non-public information disclosed as Confidential Information. “Confidential Information” means any non-public information, including but to limited to the Services, Intellectual Property, assets, information on COOlab, workshops, materials, and financial information. Confidential Information does not include any information that: (a) was publicly known and made generally available in the public domain prior to the time it was disclosed to the User; (b) became publicly known and made generally available after disclosure to User through no wrongful action of User; or (c) was in the User’s possession prior to disclosure.

10. Comments, Ratings, and Reviews 

You may have the option to provide a rating and/or comment on the Services, Platform, and/or COOlab (“Feedback”). Any Feedback you leave must reflect your honest experience and its intended purpose and must comply with any community guidelines as outlined in these Terms. 

Flourish may remove Feedback for any reason, at any time, without notice. Flourish may also deny a specific User’s permission to leave future Feedback or deactivate the User’s account for Feedback violations at its discretion. 

You agree not to make or communicate to any person or entity, in any media or public forum, including any social media network, any comments or statements (written or oral) that intentionally or unintentionally, or is reasonably certain to, disparage, create a negative impression of, or is detrimental to the reputation of Flourish, including any of its employees or contractors, or the Services associated therewith.

11. Disclaimer of Warranties

YOU AGREE TO USE THE PLATFORM, COOLAB, AND ANY SERVICES AT YOUR SOLE RISK. ALL SERVICES OFFERED ARE PROVIDED “AS IS” WITHOUT ANY WARRANTY WHATSOEVER, INCLUDING, WITHOUT LIMITATION, ANY: (A) WARRANTY OF MERCHANTABILITY; (B) WARRANTY OF FITNESS FOR A PARTICULAR PURPOSE; OR (C) WARRANTY AGAINST INFRINGEMENT OF INTELLECTUAL PROPERTY RIGHTS OF A THIRD-PARTY; WHETHER EXPRESS OR IMPLIED BY LAW, COURSE OF DEALING, COURSE OF PERFORMANCE, USAGE OF TRADE, OR OTHERWISE.

12. Limitation of Liability

Data Privacy. You understand that the use of third-party servers may involve transmission of your data over networks that are not owned, operated, or controlled by Flourish, and it is not responsible for any data lost, altered, intercepted, or stored across such networks. Flourish cannot guarantee that its security procedures will be error-free, and that transmission of data will always be secure.

IN NO EVENT SHALL FLOURISH BE LIABLE TO YOU OR ANY THIRD-PARTY FOR ANY CONSEQUENTIAL, INCIDENTAL, INDIRECT, EXEMPLARY, SPECIAL OR PUNITIVE DAMAGES WHETHER ARISING OUT OF BREACH OF CONTRACT, TORT (INCLUDING NEGLIGENCE) OR OTHERWISE, REGARDLESS OF WHETHER SUCH DAMAGES WERE FORESEEABLE AND WHETHER OR FLOURISH HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, AND NOTWITHSTANDING THE FAILURE OF ANY AGREED OR OTHER REMEDY OF ITS ESSENTIAL PURPOSE. OUR SOLE AND ENTIRE MAXIMUM LIABILITY, FOR ANY REASON, AND YOUR SOLE AND EXCLUSIVE REMEDY FOR ANY CAUSE WHATSOEVER, SHALL BE LIMITED TO THE FEE PAID TO FLOURISH. 

13. No Professional or Medical Advice

The information provided on the Platform, COOlab, and from the Services does not, and is not intended to, constitute any type of professional advice. All information, content, materials in connection with the Services, Platform, or COOlab, is for general information purposes and does not constitute any type of professional advice. You alone assume the sole responsibility of evaluating the merits and risks associated with the use of any information from the Services or the Platform. For the avoidance of doubt, Flourish does not act as an employee, manager, doctor, counselor, or other agent to you. 


14. Arbitration

If a controversy or claim should arise, the parties will first attempt in good faith to resolve such controversy or claim by negotiation. If the matter has not been resolved within thirty (30) days by negotiation, the parties will attempt in good faith to resolve the controversy or claim in accordance with mediation, with mutually agreeable rules. If the matter has not been resolved by mediation within sixty (60) days of the commencement of mediation, or if either party will not participate in mediation, then the controversy shall be settled by binding arbitration. The written decision of the arbitrator shall be binding and conclusive on the parties. The parties agree that there shall be no pre-arbitration discovery and the arbitrator shall not award punitive damages to either of the parties. Judgment may be entered in any court having jurisdiction.

15. Class Action Waiver 

Any arbitration shall be conducted in each User’s individual capacity only and not as a class action or other representative action. You expressly waive your right to file a class action or seek relief on a class basis. If any court or arbitrator determines that the class action waiver set forth in this paragraph is void or unenforceable for any reason or that an arbitration can proceed on a class basis, then the arbitration provision set forth above shall be deemed null and void in its entirety and the parties shall be deemed to have not agreed to arbitrate disputes.

16. Notices

Flourish may provide any notice to you under these Terms by (a) sending a message to the e-mail address you provided; or (b) by posting directly to the Platform. Notices sent by e-mail will be effective on the date the e-mail is sent, and notices that are posted on the Platform will be effective upon posting. It is your responsibility to keep your e-mail address current and review any new notices on the Website.

To provide Flourish notice under these Terms, you must contact us by e-mail, personal delivery, overnight courier, or by certified mail. Notice provided by e-mail shall be effective upon being sent. Notice provided by personal delivery shall be effective immediately. Notice provided by overnight courier shall be effective one business day after it is sent. Notice provided by certified mail shall be effective three business days after it is sent 

17. Miscellaneous

Third-Party Content. The Platform may contain links and references to other third-party service providers (“Third-Party Content”). Third-Party Content is provided as additional information. Flourish is not responsible for any Third-Party Content or the actions of those that provide such content. Any information regarding a Third-Party found on the Platform does not imply that Flourish endorses or accepts any responsibility or liability for the Third-Party, or vice versa.
 
Indemnification. By using the Platform or the Services, you agree to indemnify, defend, and hold Flourish harmless (and its parent, subsidiary, associated and affiliated companies, including each of their respective officers, directors, agents and employees) from and against all damages, costs, reasonable attorney’s fees and expenses based upon, arising out of or in connection with: (a) any breach or alleged breach of any representation or warranty by Flourish; (b) any unauthorized use of your information; or (c) any other actual or alleged unauthorized action by Flourish, including without limitation, a breach of any term of this Agreement. The obligation for indemnification shall survive termination of the Agreement.

Privacy Policy. Flourish respects your privacy and is committed to protecting it. To learn more please visit the Privacy Policy available on the Platform, which governs the processing of all personal data collected from you in connection with your use of the Platform. You acknowledge and consent to the collection and use of your personal information by Flourish for the purpose of using the Platform.

Governing Law and Jurisdiction. All matters arising out of or relating to these Terms are governed by and construed in accordance with the law of the State of New Jerseywithout giving effect to any choice or conflict of law provision or rule. The governing jurisdiction for any dispute shall be the State of New Jersey. All matters relating to these Terms or arising in connection with the Services, will be brought solely in the federal or state courts located in New Jersey, United States. You consent to the jurisdiction of and venue in such courts and waive any objection as to inconvenient forum.   

Severability. If any provision of these Terms is invalid, illegal, void, or unenforceable, then that provision will be deemed severed from these Terms and will not affect the validity or enforceability of the remaining provisions of these Terms. 

Waiver. The failure by Flourish to enforce any right or provision of these Terms will not constitute a waiver of future enforcement of that right or provision. The waiver of any right or provision will be effective only if in writing and signed by a duly authorized representative of Flourish. 

Notice to California Users. Under California Civil Code Section 1789.3, California Users of the Website are entitled to the following specific consumer rights notice: The Complaint Assistance Unit of the Division of Consumer Services of the California Department of Consumer Affairs may be contacted in writing at 400 R Street, Suite 1080, Sacramento, California 95814, or by telephone at (916) 445-1254 or (800) 952-5210.
Notice to New Jersey Users. If you are residing in New Jersey, the following provisions of these Terms do not apply to you (and do not limit any rights that you may have) to the extent that they are unenforceable under New Jersey law: (a) the disclaimer of liability for any indirect, incidental, consequential, special, exemplary, or punitive damages of any kind (for example, to the extent unenforceable under the New Jersey Punitive Damages Act, New Jersey Products Liability Act, New Jersey Uniform Commercial Code, and New Jersey Consumer Fraud Act; (b) the limitations of liability for lost profits or loss or misuse of any data (for example, to the extent unenforceable under the New Jersey Identity Theft Protection Act and New Jersey Consumer Fraud Act); (c) application of the limitations of liability to the recovery of damages that arise under contract and tort, including negligence, strict liability, or any other theory (for example, to the extent such damages are recoverable by a consumer under New Jersey law, including the New Jersey Products Liability Act); (d) the requirement that you indemnify Flourish (for example, to the extent the scope of such indemnity is prohibited under New Jersey law); and (e) the Florida governing law provision (for example, to the extent that your rights as a consumer residing in New Jersey are required to be governed by New Jersey law).

Copyright Infringement Claims. The Digital Millennium Copyright Act of 1998 (the “DMCA”) provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that materials available on the Services infringe your copyright, you (or your agent) may send to Flourish a written notice by mail, e-mail, or fax, requesting that Flourish remove such material or block access to it. If you believe in good faith that someone has wrongly filed a notice of copyright infringement against you, the DMCA permits you to send to Flourish a counter-notice. Notices and counter-notices must meet the then-current statutory requirements imposed by the DMCA. See https://www.copyright.gov/ for details. 
Statute of Limitations. You agree that regardless of any statute or law to the contrary, any claim or cause of action against Flourish arising out of or related to the use of the Platform, Services, COOlab, or these Terms must be filed within one (1) year after such claim or cause of action arose or be forever barred.

These Terms and the Privacy Policy will be deemed the final and integrated agreement between you and Flourish on the matters contained herein. You acknowledge and agree that these Terms are binding and shall govern the relationship between you and Flourish in connection to the use of the Platform and the Services.

If you have any questions, please feel free to contact Flourish directly through the Website or via email at: hello@flourishadvisory.com. 


Disclaimer

By engaging Flourish Advisory Inc. (“Flourish”) Services as outlined in the Terms and Conditions (the “Services”), browsing, accessing, or using Flourish’s website, (https://flourishadvisory.com/), and/or subscribing to COOlab (together with the website, the “Platform”), you (referred to as “you”, “your”, or “User”) hereby agree and accept all parts of this disclaimer (“Disclaimer”). If you do not agree to the terms of this Disclaimer, do not use the Platform, or engage us for the Services.

By using the Platform and/or enlisting Services Flourish offers, you acknowledge and agree to the following: 

Educational and Informational Purposes Only. The information provided in or through the Platform and/or Services is for educational and informational purposes only and is made available to you as tools for your own individual use or your organization’s use. When engaging in any Services or Platform, whether virtually, in-person, by phone, e-mail or otherwise, you acknowledge that Flourish is supporting you exclusively in the role as a chief operating officer (COO), consultant advisor, and in no other roles. Flourish does not hold itself out as anything else.

Not Legal or Financial Advice. The information contained on the Platform and/or Services is not intended to be a substitute for legal or financial advice that can be provided by your own attorney, financial advisor, and/or accountant. Flourish acknowledges that it takes care in preparing the information that is provided to you, however, Flourish cannot be held liable for any errors or omissions, and Flourish accepts no responsibility whatsoever for any loss or damage that arises in any manner. The law varies from state to state, and it is constantly changing and therefore individuals and businesses are affected in different ways. As a result, it is recommended that you obtain outside financial and/or legal counsel relating to any specific concerns that you may have. Flourish hereby advises you to consult with your accountant, financial advisor, or lawyer for any and all questions and concerns you have, may have, or hereafter have regarding your own income, taxes, or legal matters. 

Not Medical, Mental Health, or Religious Advice. The information provided in or through the Platform and/or Services is not intended to be a substitute for professional medical advice, diagnosis, or treatment that can be provided by your own medical provider (including doctor/physician, nurse, physician’s assistant, or any other health professional), mental health provider (including psychiatrist, psychologist, therapist, counselor, or social worker), or member of the clergy. Therefore, do not disregard or delay seeking professional medical, mental health or religious advice because of information you have read on the Platform or received from Flourish. Do not stop taking any medications without speaking to your own medical provider or mental health provider. If you have or suspect that you have a medical or mental health problem, contact your own medical provider or mental health provider promptly.

Personal Responsibility. The Platform and Services aim to accurately represent the information provided. You acknowledge that you are participating voluntarily in using the Platform and/or Services, and that you are 100% solely and personally responsible for your results. You agree to use your own judgment and effort before applying or engaging Flourish for Services.

No Guarantees. Flourish’s role is to support and assist your goals; however, success with Flourish depends primarily on your own efforts, motivation, and commitment. Flourish does not guarantee that you will attain a particular result from the Services. You understand and accept that results differ by each individual, organization, or business due to a variety of factors. As with any business-related service that you purchase, results may vary; therefore, no guarantees are made to you. You are solely responsible for the success or failure of your individual, organization or business decisions or any other result of any kind that you may have as a result of the information presented to you through the Platform and/or Services.
Testimonials. Flourish presents real world experiences, testimonials, and insights about other people’s experiences for purposes of illustration only. The testimonials, examples, and/or photos used are of actual clients and results they personally achieved, or they are comments from individuals who can speak to Flourish’s character and/or the quality of Flourish’s Services. Each client or individual has approved of these testimonials, examples, and photos for use by Flourish in materials to speak to the Services, but they are not intended to represent or guarantee that current or future clients will achieve the same or similar results. Rather, these client stories represent what is possible with the Services. Each of these unique stories, and all results reported in these stories by Flourish’s clients on the Platform and through the Services, are the culmination of numerous variables, some of which Flourish cannot control.

Assumption of Risk. There may be unknown risks or circumstances that arise during the use of the Platform and/or Services that are unforeseen that may affect Flourish’s work or your results. Flourish is not responsible for your personal choices or actions before, during, or after using the Platform and/or Services. You agree and understand that any mention of any recommendation on or through the Platform and/or Services is to be taken at your own risk, with no liability on Flourish’s part. You accept full responsibility for the consequences of your use, or any non-use of any information provided by the Platform, Services or any person acting on behalf of Flourish. Using the information provided is at your own risk and Flourish is absolved of any liability or loss that you, your organization, your business, or any other person may incur from your use or non-use of the information provided.  

No Warranties. Flourish makes no express or implied representations or warranties of any kind, including, but not limited to, the operation of the Platform and/or Services, or information, content, and materials included on the Platform to the fullest extent permissible by applicable law. Flourish disclaims all warranties of merchantability and fitness for a particular purpose. Flourish will not be liable for any damages of any kind arising from the use of the Platform and/or Services. 

Affiliates. Flourish may from time to time promote or partner as an affiliate with other individuals or companies whose services or programs align with Flourish’s. For purposes of transparency, Flourish wants you to be aware that there may be circumstances where Flourish promotes or markets for partners and in exchange, will receive financial compensation in the form of affiliate fees and/or other forms of rewards. In these instances, note that Flourish is highly selective as to the people, programs, products, and services of whom promotions may involve. Additionally, any promotion or marketing does not serve as any form of endorsement. You are required still to use your own judgment when using or purchasing any such affiliation program, product, or service that is appropriate for you as Flourish waives all liability as related to any of these affiliation programs that you may engage in. 

No Endorsement. References or links on the Platform and/or Services to any other individual’s business or organization’s information, advice, products, services, or programs does not constitute Flourish’s formal endorsement. 

Contact Us. By using Flourish’s Platform and/or Services, you implicitly signify your agreement to all parts of this Disclaimer. If you have any further questions regarding this Disclaimer, please contact us at hello@flourishadvisory.com.